Send Money via Stellar Network: $0.000001 Fees, 5-Second Settlement

Stellar USDC is one of the cheapest ways to send money internationally — under $0.01 in network fees regardless of amount.

Stellar settles in 5 seconds and costs $0.000001 per transaction — under 0.001% of any transfer amount.

Network specifications

How Stellar works for international transfers

A Stellar remittance works in three steps: (1) the sender buys USDC on a supported on-ramp exchange using their local currency; (2) the USDC travels across the Stellar network, settling ~5 seconds with a network fee of $0.000001 regardless of amount; (3) the recipient sells USDC on a local off-ramp exchange for their local currency and withdraws to their bank account.

RemitRoutes measures the total all-in cost of this path — on-ramp fee + network fee + off-ramp spread — alongside traditional providers for every supported corridor. No signup required to compare.

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Frequently asked questions

Is Stellar safe for international money transfers?

Stellar is a decentralized blockchain network that has processed billions in transactions since 2014. When you send USDC on Stellar, your funds are backed 1:1 by US dollar reserves held by Circle. The network is governed by the Stellar Development Foundation and validated by a distributed set of nodes worldwide.

Which exchanges support Stellar for remittances?

For buying USDC on Stellar, Coinbase, Kraken, and Bitso all support direct Stellar USDC deposits and withdrawals. On the receiving end, exchanges like Luno (Nigeria, Kenya, South Africa), Bitso (Mexico), Coins.ph and PDAX (Philippines), and others accept Stellar USDC for conversion to local currency.

What is the Stellar network fee in USD?

The Stellar network fee is $0.000001 per transaction — effectively zero. Even sending $10,000 costs the same fraction of a cent. This makes Stellar one of the most cost-effective blockchains for remittances of any size.

Which countries can receive money via Stellar?

RemitRoutes tracks Stellar USDC corridors to Nigeria, Kenya, Ghana, South Africa, Philippines, India, Mexico, Indonesia, Colombia, Brazil, Peru, Turkey, Ukraine, Thailand, and Vietnam through local exchange off-ramps.

Compare live rates across 370+ corridors on RemitRoutes · methodology.