According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 USD to Nigeria is Luno at -1.00% total cost. Crypto rails at -1.00% are 0.72 percentage points cheaper than the cheapest traditional option at -0.28%.
Sending $1,000 USD. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 1,393,473.8 NGN | -1.00% (crypto premium) | ~1 second |
| Quidax | Crypto | 1,392,011.61 NGN | -0.90% (crypto premium) | ~5 seconds |
| WorldRemit | Traditional | 1,383,504 NGN | -0.28% | 1-2 business days |
| Remitly | Traditional | 1,371,410 NGN | 0.60% | Minutes |
| Instarem | Traditional | 1,370,467.6 NGN | 0.66% | Unknown |
| Wise | Traditional | 1,362,272.93 NGN | 1.26% | ~8 hours |
How this corridor's all-in cost has moved — measured corridor fee history from 35 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.
| Rail | Latest | 90-day median | Best | Worst |
|---|---|---|---|---|
| Crypto / stablecoin | -0.71% | -1.30% | -4.03% | -0.51% |
| Traditional | 0.35% | 0.30% | 0.00% | 1.22% |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full USD → NGN cost data