According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 EUR to Nigeria is Luno at -2.70% total cost. Crypto rails at -2.70% are 0.39 percentage points cheaper than the cheapest traditional option at -2.31%.
Sending $1,000 EUR. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 1,596,166.35 NGN | -2.70% (crypto premium) | ~3 seconds |
| Wise | Traditional | 1,590,229.41 NGN | -2.31% | 1-2 business days |
| Western Union | Traditional | 1,585,025.39 NGN | -1.98% | 1 business day |
| WorldRemit | Traditional | 1,582,360 NGN | -1.81% | 1-2 business days |
| Instarem | Traditional | 1,538,106.9 NGN | 1.04% | Unknown |
| BNP Paribas | Traditional | 1,510,150 NGN | 2.84% | Unknown |
How this corridor's all-in cost has moved — measured corridor fee history from 79 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.
| Rail | Latest | 90-day median | Best | Worst |
|---|---|---|---|---|
| Crypto / stablecoin | -2.60% | -1.71% | -3.76% | -0.26% |
| Traditional | 0.18% | 0.16% | 0.00% | 0.76% |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full EUR → NGN cost data