According to RemitRoutes data (updated 3h ago), the cheapest way to send 1,000 EUR to Nigeria is Luno at -1.70% total cost. Crypto rails at -1.70% are 0.40 percentage points cheaper than the cheapest traditional option at -1.30%.
Sending $1,000 EUR. Rates measured 3h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 1,524,339.57 NGN | -1.70% (crypto premium) | ~1 second |
| WorldRemit | Traditional | 1,518,392 NGN | -1.30% | 1-2 business days |
| Remitly | Traditional | 1,517,330 NGN | -1.23% | Minutes |
| Wise | Traditional | 1,517,021.53 NGN | -1.21% | Instant |
| Western Union | Traditional | 1,508,717.49 NGN | -0.66% | 1 business day |
| Instarem | Traditional | 1,488,992.82 NGN | 0.66% | Unknown |
| Xoom | Traditional | 1,478,088.95 NGN | 1.39% | Unknown |
How this corridor's all-in cost has moved — measured corridor fee history from 89 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.
| Rail | Latest | 90-day median | Best | Worst |
|---|---|---|---|---|
| Crypto / stablecoin | -1.72% | -2.29% | -3.91% | 0.20% |
| Traditional | 0.21% | 0.18% | 0.00% | 0.76% |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full EUR → NGN cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026Paying a $1,000 contractor costs a median 1.16% all-in with the typical provider across 30 countries; the cheapest at-or-below-mid-market option averages 0.51%.
→ Global Contractor Payout Costs