According to RemitRoutes data, sending USD to Nigeria (NGN) currently costs as little as -1.92% via crypto/stablecoin rails versus -0.81% via the cheapest traditional provider — crypto saves 1.11 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -1.92% |
| WorldRemit | Traditional | -0.81% |
| Wise | Traditional | -0.81% |
| Western Union | Traditional | -0.63% |
| Remitly | Traditional | -0.44% |
| Xoom | Traditional | 0.58% |
| Instarem | Traditional | 0.69% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.