According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 USD to India is CoinDCX at -3.79% total cost. Crypto rails at -3.79% are 3.93 percentage points cheaper than the cheapest traditional option at 0.14%.
Sending $1,000 USD. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ CoinDCX | Crypto | 99,080.85 INR | -3.79% (crypto premium) | ~1 second |
| Xoom | Traditional | 95,332.44 INR | 0.14% | Unknown |
| State Bank of India | Traditional | 95,300 INR | 0.17% | 1-2 business days |
| Remitly | Traditional | 95,232.98 INR | 0.24% | Unknown |
| WorldRemit | Traditional | 95,099.67 INR | 0.38% | Unknown |
| Western Union | Traditional | 94,983 INR | 0.51% | 1 business day |
| Wells Fargo ExpressSend | Traditional | 94,878.9 INR | 0.61% | 1-3 business days |
| Instarem | Traditional | 94,859.15 INR | 0.64% | Unknown |
| Wise | Traditional | 94,431 INR | 1.08% | ~2 hours |
| HDFC Bank | Traditional | 93,940 INR | 1.60% | 1-2 business days |
| Chase (US) | Traditional | 92,106.19 INR | 3.52% | Unknown |
| OFX | Traditional | 91,779.45 INR | 3.86% | Unknown |
How this corridor's all-in cost has moved — measured corridor fee history from 76 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.
| Rail | Latest | 90-day median | Best | Worst |
|---|---|---|---|---|
| Crypto / stablecoin | -3.93% | -3.88% | -10.93% | -2.15% |
| Traditional | 0.25% | 0.26% | 0.00% | 1.13% |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full USD → INR cost data