According to RemitRoutes data, sending USD to India (INR) currently costs as little as -2.60% via crypto/stablecoin rails versus 0.26% via the cheapest traditional provider — crypto saves 2.86 percentage points. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -2.60% |
| Xoom | Traditional | 0.26% |
| Remitly | Traditional | 0.36% |
| State Bank of India | Traditional | 0.47% |
| Western Union | Traditional | 0.56% |
| Wells Fargo ExpressSend | Traditional | 0.73% |
| Instarem | Traditional | 0.76% |
| WorldRemit | Traditional | 0.83% |
| Wise | Traditional | 1.22% |
| HDFC Bank | Traditional | 1.90% |
| Chase (US) | Traditional | 3.65% |
| OFX | Traditional | 4.20% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.