According to RemitRoutes data, sending USD to India (INR) currently costs as little as -2.49% via crypto/stablecoin rails versus 0.21% via the cheapest traditional provider — crypto saves 2.70 percentage points. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -2.49% |
| Remitly | Traditional | 0.21% |
| Xoom | Traditional | 0.31% |
| State Bank of India | Traditional | 0.64% |
| WorldRemit | Traditional | 0.68% |
| Western Union | Traditional | 0.73% |
| Instarem | Traditional | 0.80% |
| Wells Fargo ExpressSend | Traditional | 0.98% |
| Wise | Traditional | 1.70% |
| HDFC Bank | Traditional | 2.03% |
| Chase (US) | Traditional | 4.12% |
| OFX | Traditional | 4.21% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.