According to RemitRoutes data, sending USD to India (INR) currently costs as little as -3.74% via crypto/stablecoin rails versus 0.31% via the cheapest traditional provider — crypto saves 4.05 percentage points. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -3.74% |
| CoinDCX | Crypto | -2.43% |
| Xoom | Traditional | 0.31% |
| Moneygram | Traditional | 0.45% |
| State Bank of India | Traditional | 0.56% |
| Remitly | Traditional | 0.64% |
| Instarem | Traditional | 0.81% |
| WorldRemit | Traditional | 0.83% |
| Wise | Traditional | 1.19% |
| Wells Fargo | Traditional | 3.19% |
| Chase (US) | Traditional | 3.62% |
| OFX | Traditional | 4.12% |
Updated July 11, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.