According to RemitRoutes data, sending USD to India (INR) currently costs as little as -4.64% via crypto/stablecoin rails versus 0.32% via the cheapest traditional provider — crypto saves 4.96 percentage points. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -4.64% |
| Remitly | Traditional | 0.32% |
| Xoom | Traditional | 0.51% |
| WorldRemit | Traditional | 0.70% |
| Western Union | Traditional | 0.79% |
| State Bank of India | Traditional | 0.84% |
| Instarem | Traditional | 0.90% |
| Wells Fargo ExpressSend | Traditional | 0.94% |
| Wise | Traditional | 1.33% |
| HDFC Bank | Traditional | 2.19% |
| Chase (US) | Traditional | 3.83% |
| OFX | Traditional | 3.99% |
Updated October 14, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.