Question 1

What is the cheapest way to send EUR to India?

Accepted Answer

The cheapest option for EUR to INR transfers depends on the amount and current rates. Crypto rails (USDC on Stellar or Tron) often cost under 1% all-in, while traditional fintechs typically charge 1–3%. Use RemitRoutes to compare live fees across 15+ providers — free, no signup.

Question 2

How long does a EUR to INR transfer take?

Accepted Answer

EUR to India transfer speeds vary by provider. Crypto rails typically settle in under 5 minutes. Fintech services like Wise take 1–2 business days. Traditional bank wires take 2–5 business days. RemitRoutes shows delivery time alongside fees so you can compare both.

Question 3

Are there hidden fees when sending EUR to India?

Accepted Answer

Yes — many banks and remittance services hide their margin in the exchange rate. A provider advertising "zero fees" may still charge 1–3% through an unfavourable rate. RemitRoutes shows the all-in cost: transfer fee plus FX markup combined as a single percentage, so you can compare providers on equal footing.

Question 4

Can I use cryptocurrency to send EUR to India?

Accepted Answer

Yes. Crypto rails (USDC on Stellar, Tron, Solana, and other blockchains) are available for EUR to INR transfers. The path converts your EUR to USDC, sends it via blockchain, and a local exchange converts it to INR for the recipient. This route often costs under 1% all-in — significantly less than traditional remittance providers for many corridors.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ CoinDCX	Crypto	111,164.3 INR	-2.14% (crypto premium)	~1 second
Wise	Traditional	109,249.03 INR	-0.38% (crypto premium)	1-2 business days
Skrill	Traditional	109,168.17 INR	-0.30% (crypto premium)	Unknown
Instarem	Traditional	109,134.6 INR	-0.27% (crypto premium)	Unknown
WorldRemit	Traditional	108,805 INR	0.03%	1-2 business days
State Bank of India	Traditional	108,601.12 INR	0.22%	Unknown
Xoom	Traditional	108,550.7 INR	0.26%	Unknown
Remitly	Traditional	108,484.66 INR	0.32%	Minutes
BNP Paribas	Traditional	107,709.47 INR	1.04%	Unknown
Western Union	Traditional	107,589.38 INR	1.15%	Unknown
Monese	Traditional	107,197.07 INR	1.51%	Unknown
ABN AMRO Bank	Traditional	106,569.03 INR	2.08%	Unknown
OFX	Traditional	105,255.7 INR	3.29%	Unknown
Deutsche Bank	Traditional	104,785.27 INR	3.72%	Unknown
Rabobank	Traditional	104,591.69 INR	3.90%	Unknown
LaCaixa	Traditional	104,313.91 INR	4.16%	Unknown
UniCredit	Traditional	103,757.91 INR	4.67%	Unknown
Crédit Agricole	Traditional	103,061.17 INR	5.31%	Unknown

Send EUR to India — Compare 18 Providers