According to RemitRoutes data (updated 3h ago), the cheapest way to send 1,000 USD to Philippines is WorldRemit at -0.19% total cost. Crypto rails at 0.09% are 0.28 percentage points more expensive than the cheapest traditional option at -0.19%.
Sending $1,000 USD. Rates measured 3h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ WorldRemit | Traditional | 62,661 PHP | -0.19% | 1-2 business days |
| ✦ Coins.ph | Crypto | 62,490 PHP | 0.09% | ~5 seconds |
| Instarem | Traditional | 61,921.39 PHP | 0.99% | Unknown |
| Wells Fargo ExpressSend | Traditional | 61,845.3 PHP | 1.12% | 1-3 business days |
| Wise | Traditional | 61,789.58 PHP | 1.21% | ~2 business days |
| Western Union | Traditional | 60,767 PHP | 2.84% | 1 business day |
| Remitly | Traditional | 60,600 PHP | 3.11% | Minutes |
| PayPal | Traditional | 59,561.33 PHP | 4.77% | Unknown |
| OFX | Traditional | 59,447.12 PHP | 4.95% | Unknown |
How this corridor's all-in cost has moved — measured corridor fee history from 89 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.
| Rail | Latest | 90-day median | Best | Worst |
|---|---|---|---|---|
| Crypto / stablecoin | 0.23% | 0.07% | -0.68% | 0.74% |
| Traditional | 0.39% | 0.28% | 0.00% | 1.26% |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full USD → PHP cost data