Send USD to Philippines — Compare 12 Providers (2 digital-asset, 10 traditional)

According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 USD to Philippines is Xoom at -2.18% total cost. Crypto rails at 0.15% are 2.33 percentage points more expensive than the cheapest traditional option at -2.18%.

Sending $1,000 USD. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Xoom	Traditional	62,995.04 PHP	-2.18%	Unknown
WorldRemit	Traditional	61,713 PHP	-0.10%	1-2 business days
Coins.ph	Crypto	61,559.67 PHP	0.15%	~5 seconds
✦ Binance P2P	Crypto	61,543.03 PHP	0.18%	~1 second
Instarem	Traditional	61,092.43 PHP	0.91%	Unknown
Moneygram	Traditional	61,086.93 PHP	0.92%	Unknown
Wise	Traditional	60,872.6 PHP	1.26%	~22 hours
Remitly	Traditional	59,773.13 PHP	3.05%	Unknown
Bank of America	Traditional	59,703.63 PHP	3.16%	Unknown
Wells Fargo	Traditional	59,689.97 PHP	3.18%	Unknown
OFX	Traditional	59,009.09 PHP	4.29%	Unknown
PayPal	Traditional	58,725.24 PHP	4.75%	Unknown

Fee history (last 90 days)

How this corridor's all-in cost has moved — measured corridor fee history from 32 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.

Rail	Latest	90-day median	Best	Worst
Crypto / stablecoin	0.07%	-0.03%	-0.68%	0.60%
Traditional	0.25%	0.25%	0.00%	1.26%

Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full USD → PHP cost data