According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 USD to Philippines is WorldRemit at -0.57% total cost. Crypto rails at -0.31% are 0.26 percentage points more expensive than the cheapest traditional option at -0.57%.
Sending $1,000 USD. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ WorldRemit | Traditional | 62,023 PHP | -0.57% | 1-2 business days |
| ✦ Coins.ph | Crypto | 61,860 PHP | -0.31% (crypto premium) | ~5 seconds |
| Instarem | Traditional | 61,339.98 PHP | 0.53% | Unknown |
| Wise | Traditional | 61,153.81 PHP | 0.84% | ~16 hours |
| Wells Fargo ExpressSend | Traditional | 61,122.6 PHP | 0.89% | 1-3 business days |
| Western Union | Traditional | 60,122.5 PHP | 2.51% | 1 business day |
| Xoom | Traditional | 59,906.56 PHP | 2.86% | Unknown |
| OFX | Traditional | 59,106.73 PHP | 4.16% | Unknown |
| PayPal | Traditional | 58,744.31 PHP | 4.74% | Unknown |
How this corridor's all-in cost has moved — measured corridor fee history from 76 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.
| Rail | Latest | 90-day median | Best | Worst |
|---|---|---|---|---|
| Crypto / stablecoin | 0.13% | 0.09% | -0.68% | 0.74% |
| Traditional | 0.34% | 0.28% | 0.00% | 1.26% |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full USD → PHP cost data