Send EUR to Philippines — Compare 16 Providers (2 digital-asset, 14 traditional)

According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 EUR to Philippines is Binance P2P at -0.04% total cost. Crypto rails at -0.04% are 0.86 percentage points cheaper than the cheapest traditional option at 0.82%.

Sending $1,000 EUR. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Binance P2P	Crypto	70,318.16 PHP	-0.04% (crypto premium)	~1 second
Coins.ph	Crypto	69,972.96 PHP	0.45%	~5 seconds
Instarem	Traditional	69,710.29 PHP	0.82%	Unknown
Wise	Traditional	69,639.6 PHP	0.92%	~4 hours
WorldRemit	Traditional	69,523.95 PHP	1.09%	Unknown
Moneygram	Traditional	69,491.88 PHP	1.13%	Unknown
Remitly	Traditional	69,302.17 PHP	1.40%	Minutes
BNP Paribas	Traditional	69,231.38 PHP	1.50%	Unknown
Western Union	Traditional	69,122.08 PHP	1.66%	Unknown
ABN AMRO Bank	Traditional	68,827.84 PHP	2.08%	Unknown
Sparkasse	Traditional	68,364.84 PHP	2.74%	Unknown
Xoom	Traditional	68,262.04 PHP	2.88%	Unknown
Monese	Traditional	67,795.62 PHP	3.55%	Unknown
UniCredit	Traditional	67,027.58 PHP	4.64%	Unknown
OFX	Traditional	66,910.88 PHP	4.80%	Unknown
PayPal	Traditional	66,761.21 PHP	5.02%	Unknown

Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full EUR → PHP cost data