Send EUR to Philippines — Compare 16 Providers (2 digital-asset, 14 traditional)

According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 EUR to Philippines is Binance P2P at 0.23% total cost. Crypto rails at 0.23% are 0.43 percentage points cheaper than the cheapest traditional option at 0.66%.

Sending $1,000 EUR. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Binance P2P	Crypto	70,106.19 PHP	0.23%	~1 second
Coins.ph	Crypto	69,979.37 PHP	0.41%	~3 seconds
Instarem	Traditional	69,801.9 PHP	0.66%	Unknown
Moneygram	Traditional	69,734.53 PHP	0.76%	Unknown
WorldRemit	Traditional	69,722.55 PHP	0.77%	Unknown
Wise	Traditional	69,652 PHP	0.87%	~4 hours
Remitly	Traditional	69,523.67 PHP	1.06%	Unknown
BNP Paribas	Traditional	69,418.1 PHP	1.21%	Unknown
Western Union	Traditional	69,290.39 PHP	1.39%	Unknown
ABN AMRO Bank	Traditional	68,889.4 PHP	1.96%	Unknown
Monese	Traditional	68,704.5 PHP	2.22%	Unknown
Sparkasse	Traditional	68,444.07 PHP	2.59%	Unknown
Xoom	Traditional	68,230.9 PHP	2.90%	Unknown
UniCredit	Traditional	67,064.55 PHP	4.56%	Unknown
OFX	Traditional	67,015.39 PHP	4.63%	Unknown
PayPal	Traditional	66,911.27 PHP	4.77%	Unknown

Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full EUR → PHP cost data