According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 EUR to Philippines is Coins.ph at 0.37% total cost. Crypto rails at 0.37% are 0.43 percentage points cheaper than the cheapest traditional option at 0.80%.
Sending $1,000 EUR. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Coins.ph | Crypto | 70,122.92 PHP | 0.37% | ~5 seconds |
| Moneygram | Traditional | 69,818.04 PHP | 0.80% | Unknown |
| WorldRemit | Traditional | 69,665.33 PHP | 1.02% | Unknown |
| Wise | Traditional | 69,656.16 PHP | 1.03% | ~17 hours |
| Instarem | Traditional | 69,613.22 PHP | 1.09% | Unknown |
| Remitly | Traditional | 69,272.31 PHP | 1.58% | Unknown |
| BNP Paribas | Traditional | 69,139.54 PHP | 1.77% | Unknown |
| Western Union | Traditional | 69,019.74 PHP | 1.94% | 1 business day |
| ABN AMRO Bank | Traditional | 68,677.57 PHP | 2.42% | Unknown |
| Monese | Traditional | 68,435.18 PHP | 2.77% | Unknown |
| Xoom | Traditional | 68,122.36 PHP | 3.21% | Unknown |
| PayPal | Traditional | 67,001.27 PHP | 4.81% | Unknown |
| UniCredit | Traditional | 66,904.13 PHP | 4.94% | Unknown |
| OFX | Traditional | 66,762.16 PHP | 5.15% | Unknown |
| Sparkasse | Traditional | 65,836.58 PHP | 6.46% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full EUR → PHP cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026Paying a $1,000 contractor costs a median 1.16% all-in with the typical provider across 30 countries; the cheapest at-or-below-mid-market option averages 0.51%.
→ Global Contractor Payout Costs