Send EUR to Philippines — Compare 14 Providers (1 digital-asset, 13 traditional)

According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 EUR to Philippines is Coins.ph at -0.05% total cost. Crypto rails at -0.05% are 0.41 percentage points cheaper than the cheapest traditional option at 0.36%.

Sending $1,000 EUR. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Coins.ph	Crypto	71,926.26 PHP	-0.05% (crypto premium)	~5 seconds
Instarem	Traditional	71,630.71 PHP	0.36%	Unknown
Wise	Traditional	71,545.72 PHP	0.48%	~16 hours
WorldRemit	Traditional	71,519.36 PHP	0.52%	Unknown
Moneygram	Traditional	71,320.82 PHP	0.79%	Unknown
BNP Paribas	Traditional	71,272.58 PHP	0.86%	Unknown
Western Union	Traditional	70,816.74 PHP	1.50%	1 business day
ABN AMRO Bank	Traditional	70,617.73 PHP	1.77%	Unknown
Monese	Traditional	70,389.9 PHP	2.09%	Unknown
Sparkasse	Traditional	70,140.04 PHP	2.44%	Unknown
Xoom	Traditional	70,054 PHP	2.56%	Unknown
UniCredit	Traditional	68,719.27 PHP	4.41%	Unknown
OFX	Traditional	68,578.79 PHP	4.61%	Unknown
PayPal	Traditional	68,459.15 PHP	4.77%	Unknown

Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full EUR → PHP cost data