According to RemitRoutes data, sending EUR to Philippines (PHP) currently costs as little as 0.09% via crypto/stablecoin rails versus 0.84% via the cheapest traditional provider — crypto saves 0.75 percentage points. 15 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Binance P2P | Crypto | 0.09% |
| Moneygram | Traditional | 0.84% |
| Wise | Traditional | 0.98% |
| WorldRemit | Traditional | 1.16% |
| Remitly | Traditional | 1.29% |
| Instarem | Traditional | 1.34% |
| Western Union | Traditional | 1.53% |
| BNP Paribas | Traditional | 1.65% |
| ABN AMRO Bank | Traditional | 2.31% |
| Monese | Traditional | 2.67% |
| Xoom | Traditional | 3.03% |
| UniCredit | Traditional | 4.78% |
| PayPal | Traditional | 4.78% |
| OFX | Traditional | 5.28% |
| Sparkasse | Traditional | 6.33% |
Updated October 14, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.