According to RemitRoutes data, sending EUR to Philippines (PHP) currently costs as little as 0.46% via crypto/stablecoin rails versus 0.58% via the cheapest traditional provider — crypto saves 0.12 percentage points. 14 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coins.ph | Crypto | 0.46% |
| Moneygram | Traditional | 0.58% |
| Instarem | Traditional | 0.59% |
| WorldRemit | Traditional | 0.64% |
| Wise | Traditional | 0.64% |
| Remitly | Traditional | 1.04% |
| BNP Paribas | Traditional | 1.44% |
| Western Union | Traditional | 1.47% |
| ABN AMRO Bank | Traditional | 1.87% |
| Monese | Traditional | 2.29% |
| Xoom | Traditional | 2.89% |
| UniCredit | Traditional | 4.43% |
| OFX | Traditional | 4.76% |
| PayPal | Traditional | 4.86% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.