According to RemitRoutes data, sending EUR to Philippines (PHP) currently costs as little as 0.35% via crypto/stablecoin rails versus 0.78% via the cheapest traditional provider — crypto saves 0.43 percentage points. 15 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coins.ph | Crypto | 0.35% |
| Instarem | Traditional | 0.78% |
| Wise | Traditional | 0.80% |
| WorldRemit | Traditional | 0.98% |
| Moneygram | Traditional | 0.98% |
| BNP Paribas | Traditional | 1.20% |
| Remitly | Traditional | 1.55% |
| Western Union | Traditional | 1.72% |
| ABN AMRO Bank | Traditional | 2.12% |
| Sparkasse | Traditional | 2.76% |
| Xoom | Traditional | 2.89% |
| Monese | Traditional | 3.51% |
| PayPal | Traditional | 4.66% |
| UniCredit | Traditional | 4.84% |
| OFX | Traditional | 5.25% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.