According to RemitRoutes data, sending USD to Philippines (PHP) currently costs as little as 0.08% via crypto/stablecoin rails versus -2.15% via the cheapest traditional provider. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Xoom | Traditional | -2.15% |
| WorldRemit | Traditional | -0.13% |
| Coins.ph | Crypto | 0.08% |
| Binance P2P | Crypto | 0.10% |
| Instarem | Traditional | 0.83% |
| Moneygram | Traditional | 0.99% |
| Wise | Traditional | 1.23% |
| Remitly | Traditional | 3.00% |
| Bank of America | Traditional | 3.14% |
| Wells Fargo | Traditional | 3.15% |
| OFX | Traditional | 4.30% |
| PayPal | Traditional | 4.70% |
Updated July 20, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.