According to RemitRoutes data, sending USD to Philippines (PHP) currently costs as little as 0.08% via crypto/stablecoin rails versus -1.63% via the cheapest traditional provider. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| WorldRemit | Traditional | -1.63% |
| Xoom | Traditional | -0.11% |
| Binance P2P | Crypto | 0.08% |
| Remitly | Traditional | 0.44% |
| Instarem | Traditional | 1.18% |
| Wells Fargo ExpressSend | Traditional | 1.20% |
| Wise | Traditional | 1.37% |
| Western Union | Traditional | 2.90% |
| Wells Fargo | Traditional | 3.33% |
| PayPal | Traditional | 4.79% |
| OFX | Traditional | 4.94% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.