According to RemitRoutes data, sending USD to Philippines (PHP) currently costs as little as -0.21% via crypto/stablecoin rails versus -1.99% via the cheapest traditional provider. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| WorldRemit | Traditional | -1.99% |
| Xoom | Traditional | -0.30% |
| Binance P2P | Crypto | -0.21% |
| Instarem | Traditional | 0.65% |
| Remitly | Traditional | 0.77% |
| Wise | Traditional | 0.94% |
| Wells Fargo ExpressSend | Traditional | 1.13% |
| Western Union | Traditional | 2.82% |
| Wells Fargo | Traditional | 2.92% |
| OFX | Traditional | 4.04% |
| PayPal | Traditional | 4.95% |
Updated October 15, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.