Send Money via Polygon: Ethereum Security, $0.01 Network Fees

Polygon is an Ethereum Layer 2 scaling solution that delivers EVM compatibility with fees 500x lower than Ethereum mainnet.

Polygon settles in 2 seconds with $0.01 fees — combining Ethereum ecosystem compatibility with remittance-friendly costs.

Network specifications

How Polygon works for international transfers

A Polygon remittance works in three steps: (1) the sender buys USDC on a supported on-ramp exchange using their local currency; (2) the USDC travels across the Polygon network, settling ~2 seconds with a network fee of $0.01 regardless of amount; (3) the recipient sells USDC on a local off-ramp exchange for their local currency and withdraws to their bank account.

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Frequently asked questions

What is Polygon and how does it relate to Ethereum?

Polygon is a Layer 2 (L2) scaling solution built on top of Ethereum. It processes transactions on its own chain but settles security back to Ethereum. This gives users the benefits of the Ethereum ecosystem (wide support, USDC availability) with dramatically lower fees — $0.01 vs $5.00+ on Ethereum mainnet.

Is Polygon USDC the same as Ethereum USDC?

Both are USDC issued by Circle and backed 1:1 by US dollar reserves. The difference is which network they travel on. Polygon USDC uses the Polygon network for transfers (cheaper and faster), while Ethereum USDC uses the Ethereum mainnet. Most exchanges that support one also support the other.

Which exchanges support Polygon USDC?

Major on-ramps like Coinbase, Kraken, and Binance support Polygon USDC. On the off-ramp side, exchanges including Luno, Bitso, Coins.ph, PDAX, Quidax, CoinDCX, VALR, Indodax, Buda.com, Mercado Bitcoin, BTCTurk, and WhiteBIT accept Polygon deposits.

When should I choose Polygon over Stellar or Solana?

Choose Polygon when your off-ramp exchange does not support Stellar or Solana but does support Polygon. At $0.01, Polygon is still extremely cheap. It is also a good choice if you prefer staying within the Ethereum/EVM ecosystem for familiarity.

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