According to RemitRoutes data (updated 5h ago), the cheapest way to send 1,000 MYR to Indonesia is Western Union at 0.32% total cost. Crypto rails at 2.90% are 2.58 percentage points more expensive than the cheapest traditional option at 0.32%.
Sending $1,000 MYR. Rates measured 5h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Western Union | Traditional | 4,357,977.78 IDR | 0.32% | 1 business day |
| Wise | Traditional | 4,335,402.89 IDR | 0.84% | 1-2 business days |
| WorldRemit | Traditional | 4,317,956.22 IDR | 1.24% | 1-2 business days |
| ✦ Binance P2P | Crypto | 4,245,006.55 IDR | 2.90% | ~15 seconds |
| HSBC Malaysia | Traditional | 4,166,761.52 IDR | 4.69% | Unknown |
| Public Bank Berhad | Traditional | 4,113,368.66 IDR | 5.91% | Unknown |
| Maybank | Traditional | 4,112,459.57 IDR | 5.94% | Unknown |
| Hong Leong | Traditional | 4,022,402.67 IDR | 8.00% | Unknown |
| CIMB | Traditional | 3,966,075.78 IDR | 9.28% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full MYR → IDR cost data