According to RemitRoutes data, the cheapest way to cash out USDT to Indonesia right now is to off-ramp through Binance P2P, which sells USDT for IDR at roughly a 0.29% spread. All-in — the USD on-ramp, the on-chain transfer, and the off-ramp spread — that works out to about 0.50% of the amount on a $1,000-equivalent transfer. For this corridor that is about 0.02 percentage points more than the cheapest traditional option (Remitly at 0.48%) — a regulated transfer service is the better deal here today.
| Step | Where | What happens |
|---|---|---|
| 1 | Coinbase | Buy USDT with USD |
| 2 | Solana | Send USDT on-chain — settles in seconds, cents in network fees |
| 3 | Binance P2P | Sell USDT for IDR (~0.29% spread), withdraw to a local bank or wallet |
According to live RemitRoutes data, the cheapest USDT-to-IDR off-ramp is Binance P2P, charging roughly a 0.29% spread to convert USDT to IDR. Including the USD on-ramp, the on-chain network fee, and that off-ramp spread, the all-in cost is about 0.50% of the amount on a $1,000-equivalent transfer. We re-measure every 6 hours.
Binance P2P currently shows the lowest USDT-to-IDR spread in our data, settling over Solana. Off-ramp rates move with local liquidity, so check the live numbers before you sell — the cheapest venue can change between our 6-hour refreshes.
Not on this corridor today. The cheapest traditional provider we track (Remitly at 0.48%) currently beats the USDT route (0.50% all-in). Stablecoins win on most corridors, but not this one right now.
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = USD on-ramp + on-chain network fee + off-ramp spread on a $1,000-equivalent transfer, measured from live exchange data. Figures reflect the cheapest live dollar-stablecoin route; USDT and USDC off-ramp at near-identical rates on Binance P2P. Full USD→IDR cost data · methodology.