Question 1

What is the cheapest way to send JPY to India?

Accepted Answer

The cheapest option for JPY to INR transfers depends on the amount and current rates. Crypto rails (USDC on Stellar or Tron) often cost under 1% all-in, while traditional fintechs typically charge 1–3%. Use RemitRoutes to compare live fees across 15+ providers — free, no signup.

Question 2

How long does a JPY to INR transfer take?

Accepted Answer

JPY to India transfer speeds vary by provider. Crypto rails typically settle in under 5 minutes. Fintech services like Wise take 1–2 business days. Traditional bank wires take 2–5 business days. RemitRoutes shows delivery time alongside fees so you can compare both.

Question 3

Are there hidden fees when sending JPY to India?

Accepted Answer

Yes — many banks and remittance services hide their margin in the exchange rate. A provider advertising "zero fees" may still charge 1–3% through an unfavourable rate. RemitRoutes shows the all-in cost: transfer fee plus FX markup combined as a single percentage, so you can compare providers on equal footing.

Question 4

Can I use cryptocurrency to send JPY to India?

Accepted Answer

Yes. Crypto rails (USDC on Stellar, Tron, Solana, and other blockchains) are available for JPY to INR transfers. The path converts your JPY to USDC, sends it via blockchain, and a local exchange converts it to INR for the recipient. This route often costs under 1% all-in — significantly less than traditional remittance providers for many corridors.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ CoinDCX	Crypto	632.77 INR	-8.33% (crypto premium)	~1 second
Remitly	Traditional	581.67 INR	0.42%	Minutes
Instarem	Traditional	581.09 INR	0.52%	Unknown
Wise	Traditional	578.3 INR	1.00%	~6 hours
WorldRemit	Traditional	572.97 INR	1.91%	1-2 business days
SMBC	Traditional	526.44 INR	9.87%	Unknown
Rakuten	Traditional	526.04 INR	9.94%	Unknown
MUFG Bank	Traditional	511.92 INR	12.36%	Unknown

Send JPY to India — Compare 8 Providers