According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 JPY to India is CoinDCX at -1.99% total cost. Crypto rails at -1.99% are 2.27 percentage points cheaper than the cheapest traditional option at 0.28%.
Sending $1,000 JPY. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ CoinDCX | Crypto | 624.16 INR | -1.99% (crypto premium) | ~1 second |
| Western Union | Traditional | 610.28 INR | 0.28% | 1 business day |
| Remitly | Traditional | 607.49 INR | 0.73% | Minutes |
| Instarem | Traditional | 607.3 INR | 0.76% | Unknown |
| State Bank of India | Traditional | 604.6 INR | 1.21% | 1-2 business days |
| WorldRemit | Traditional | 602.34 INR | 1.57% | 1-2 business days |
| Wise | Traditional | 599.35 INR | 2.06% | Instant |
| HDFC Bank | Traditional | 587.3 INR | 4.03% | 1-2 business days |
| SMBC | Traditional | 494.05 INR | 19.27% | Unknown |
| MUFG Bank | Traditional | 448.08 INR | 26.78% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full JPY → INR cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026