According to RemitRoutes data, sending JPY to India (INR) currently costs as little as -2.30% via crypto/stablecoin rails versus 0.16% via the cheapest traditional provider — crypto saves 2.46 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| CoinDCX | Crypto | -2.30% |
| Western Union | Traditional | 0.16% |
| Instarem | Traditional | 0.68% |
| Wise | Traditional | 1.06% |
| State Bank of India | Traditional | 1.11% |
| WorldRemit | Traditional | 1.47% |
| HDFC Bank | Traditional | 4.10% |
| Rakuten | Traditional | 10.30% |
| SMBC | Traditional | 10.42% |
| MUFG Bank | Traditional | 12.23% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.