According to RemitRoutes data, sending JPY to India (INR) currently costs as little as -1.99% via crypto/stablecoin rails versus 0.28% via the cheapest traditional provider — crypto saves 2.27 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| CoinDCX | Crypto | -1.99% |
| Western Union | Traditional | 0.28% |
| Remitly | Traditional | 0.73% |
| Instarem | Traditional | 0.76% |
| State Bank of India | Traditional | 1.21% |
| WorldRemit | Traditional | 1.57% |
| Wise | Traditional | 2.06% |
| HDFC Bank | Traditional | 4.03% |
| SMBC | Traditional | 19.27% |
| MUFG Bank | Traditional | 26.78% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.