According to RemitRoutes data (updated 3h ago), the cheapest way to send 1,000 HKD to India is Coinbase at -5.25% total cost. Crypto rails at -5.25% are 4.79 percentage points cheaper than the cheapest traditional option at -0.46%.
Sending $1,000 HKD. Rates measured 3h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Coinbase | Crypto | 12,686.55 INR | -5.25% (crypto premium) | ~5 seconds |
| State Bank of India | Traditional | 12,110 INR | -0.46% | 1-2 business days |
| Western Union | Traditional | 11,998.33 INR | 0.46% | 1 business day |
| Instarem | Traditional | 11,976.12 INR | 0.65% | Unknown |
| Wise | Traditional | 11,966.24 INR | 0.73% | 1-2 business days |
| HDFC Bank | Traditional | 11,820 INR | 1.94% | 1-2 business days |
| OFX | Traditional | 11,539.55 INR | 4.27% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full HKD → INR cost data