According to RemitRoutes data, sending HKD to India (INR) currently costs as little as -2.44% via crypto/stablecoin rails versus 0.46% via the cheapest traditional provider — crypto saves 2.90 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -2.44% |
| Western Union | Traditional | 0.46% |
| Instarem | Traditional | 0.72% |
| Wise | Traditional | 0.72% |
| State Bank of India | Traditional | 0.85% |
| HDFC Bank | Traditional | 3.22% |
| OFX | Traditional | 4.28% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.