CoinDCX converts USDC, USDT, and XRP to Indian Rupees with UPI instant transfers and bank account withdrawals across India.
CoinDCX is one of India's largest crypto exchanges, offering crypto-to-INR conversion with UPI and bank transfer withdrawals.
CoinDCX accepts deposits on: Stellar, Solana, Tron, Polygon, Ethereum, BNB Chain, Arbitrum, XRP Ledger, Stellar (XLM), Solana (SOL). Senders choose the network based on fee, speed, and which on-ramp exchange they use.
CoinDCX publishes: INR: 0.2% of withdrawal amount. These flat withdrawal fees are factored into RemitRoutes' all-in cost calculation for this exchange.
To receive money via CoinDCX: (1) create an account on CoinDCX; (2) ask your sender to use RemitRoutes to find the cheapest on-ramp and network for your corridor; (3) share your CoinDCX deposit address for the chosen network; (4) once the stablecoin arrives in your CoinDCX wallet, sell it for local currency; (5) withdraw to your bank account.
RemitRoutes compares the full on-ramp + chain + CoinDCX off-ramp path against all alternatives — traditional providers and other off-ramp exchanges — for every corridor where CoinDCX operates. The comparison is live, free, and requires no signup.
Compare USD → INR — see CoinDCX vs all alternatives
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After selling crypto for INR on CoinDCX, go to the withdrawal section and select INR. You can withdraw via UPI (instant) or NEFT/IMPS bank transfer. UPI withdrawals are typically instant during banking hours. Bank transfers settle within 1-2 business days.
CoinDCX charges approximately 0.2% withdrawal fee on INR withdrawals. Trading fees for converting crypto to INR are separate and vary by trading volume. The total off-ramp cost (trading + withdrawal) is typically 0.3-0.5% of the transfer amount.
CoinDCX supports more chains than most off-ramps: Stellar, Solana, Tron, Polygon, Ethereum, BNB Chain, Arbitrum, and XRP Ledger. The BNB Chain and Arbitrum support is notable for users sending from Binance or looking for Ethereum L2 options.
Compare live rates across 370+ corridors on RemitRoutes · methodology.