The Stablecoin Remittance Cost Index — June 2026

According to RemitRoutes data for June 2026, crypto and stablecoin rails were cheaper than banks and fintechs on 250 of 310 measured corridors (81%). Crypto rails averaged -0.73% of the transfer amount in total cost versus 0.66% for traditional providers (median 0.17% versus 0.50%).

For context, the World Bank's Remittance Prices Worldwide puts the global average remittance cost at roughly 6.4%, and the UN Sustainable Development Goal target is 3% by 2030 — crypto rails already beat that target on most corridors measured here, though, as the second table shows, not everywhere.

Where crypto wins biggest

CorridorCrypto costTraditional costCrypto saves
JPY → INR India -9.12% 1.21% +10.33 pp
EUR → INR India -9.00% 1.21% +10.21 pp
HKD → INR India -9.15% 0.66% +9.82 pp
SGD → INR India -9.00% 0.78% +9.78 pp
CHF → INR India -9.00% 0.77% +9.77 pp
KRW → INR India -9.23% 0.50% +9.73 pp
SAR → INR India -9.18% 0.50% +9.68 pp
GBP → INR India -9.00% 0.67% +9.67 pp
MYR → INR India -9.18% 0.47% +9.64 pp
AED → INR India -9.18% 0.43% +9.61 pp

Where crypto loses

CorridorCrypto costTraditional costCrypto costs more
SGD → MYR Malaysia 4.53% 0.44% -4.09 pp
AED → MYR Malaysia 4.36% 0.29% -4.07 pp
JPY → MYR Malaysia 4.49% 0.45% -4.04 pp
CAD → MYR Malaysia 4.62% 0.64% -3.98 pp
KRW → MYR Malaysia 4.46% 0.50% -3.96 pp
GBP → MYR Malaysia 4.29% 0.35% -3.94 pp
USD → MYR Malaysia 4.29% 0.40% -3.89 pp
SAR → MYR Malaysia 4.39% 0.50% -3.89 pp
AUD → MYR Malaysia 4.23% 0.41% -3.82 pp
HKD → MYR Malaysia 4.44% 0.69% -3.74 pp

All-in cost = transfer fee + FX markup, measured from live provider data and updated every 6 hours. Each monthly report is a frozen snapshot (data captured 2026-06-28). Download CSV · full league table · methodology.