According to RemitRoutes data, sending HKD to Malaysia (MYR) currently costs as little as 5.38% via crypto/stablecoin rails versus 0.92% via the cheapest traditional provider. 5 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Wise | Traditional | 0.92% |
| Instarem | Traditional | 1.10% |
| HSBC HK | Traditional | 3.55% |
| OFX | Traditional | 4.67% |
| Luno | Crypto | 5.38% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.