According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 SGD to Philippines is Coins.ph at 0.44% total cost. Crypto rails at 0.44% are 0.04 percentage points cheaper than the cheapest traditional option at 0.48%.
Sending $1,000 SGD. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Coins.ph | Crypto | 49,229.8 PHP | 0.44% | ~5 seconds |
| Wise | Traditional | 49,207.02 PHP | 0.48% | ~4 hours |
| Instarem | Traditional | 49,083.82 PHP | 0.73% | Unknown |
| Western Union | Traditional | 49,055.8 PHP | 0.79% | 1 business day |
| HSBC Singapore | Traditional | 48,644.9 PHP | 1.62% | Unknown |
| Remitly | Traditional | 48,231.51 PHP | 2.45% | Minutes |
| OFX | Traditional | 47,076.75 PHP | 4.79% | Unknown |
| PayPal | Traditional | 46,980.77 PHP | 4.98% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full SGD → PHP cost data