According to RemitRoutes data, sending SGD to Philippines (PHP) currently costs as little as 0.34% via crypto/stablecoin rails versus 0.63% via the cheapest traditional provider — crypto saves 0.29 percentage points. 8 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Binance P2P | Crypto | 0.34% |
| Wise | Traditional | 0.63% |
| Western Union | Traditional | 0.80% |
| Instarem | Traditional | 0.98% |
| HSBC Singapore | Traditional | 1.75% |
| Remitly | Traditional | 2.66% |
| PayPal | Traditional | 4.98% |
| OFX | Traditional | 5.35% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.