According to RemitRoutes data, sending SGD to Philippines (PHP) currently costs as little as 0.05% via crypto/stablecoin rails versus 0.17% via the cheapest traditional provider — crypto saves 0.12 percentage points. 8 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Binance P2P | Crypto | 0.05% |
| Wise | Traditional | 0.17% |
| Instarem | Traditional | 0.42% |
| Western Union | Traditional | 0.60% |
| HSBC Singapore | Traditional | 1.17% |
| Remitly | Traditional | 2.20% |
| OFX | Traditional | 4.44% |
| PayPal | Traditional | 5.28% |
Updated October 15, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.