According to RemitRoutes data (updated 7m ago), the cheapest way to send 1,000 SGD to Malaysia is HSBC Singapore at 0.14% total cost. Crypto rails at 0.76% are 0.62 percentage points more expensive than the cheapest traditional option at 0.14%.
Sending $1,000 SGD. Rates measured 7m ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ HSBC Singapore | Traditional | 3,177.82 MYR | 0.14% | Unknown |
| Western Union | Traditional | 3,177.11 MYR | 0.16% | 1 business day |
| Wise | Traditional | 3,170.72 MYR | 0.37% | Instant |
| Instarem | Traditional | 3,160.79 MYR | 0.68% | Unknown |
| ✦ Hata | Crypto | 3,158.29 MYR | 0.76% | ~1 second |
| Remitly | Traditional | 3,099.55 MYR | 2.60% | Minutes |
| OFX | Traditional | 3,040.75 MYR | 4.45% | Unknown |
| PayPal | Traditional | 3,028.47 MYR | 4.84% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full SGD → MYR cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026