According to RemitRoutes data (updated 2h ago), the cheapest way to send 1,000 SGD to Malaysia is Hata at -0.08% total cost. Crypto rails at -0.08% are 0.10 percentage points cheaper than the cheapest traditional option at 0.02%.
Sending $1,000 SGD. Rates measured 2h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Hata | Crypto | 3,171.55 MYR | -0.08% (crypto premium) | ~1 second |
| HSBC Singapore | Traditional | 3,168.41 MYR | 0.02% | Unknown |
| Wise | Traditional | 3,161.58 MYR | 0.23% | 1-2 business days |
| Instarem | Traditional | 3,149.59 MYR | 0.61% | Unknown |
| Remitly | Traditional | 3,088.46 MYR | 2.54% | Minutes |
| OFX | Traditional | 3,030.25 MYR | 4.38% | Unknown |
| PayPal | Traditional | 3,001.32 MYR | 5.29% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full SGD → MYR cost data