According to RemitRoutes data (updated 3h ago), the cheapest way to send 1,000 SGD to Malaysia is HSBC Singapore at -0.05% total cost. Crypto rails at 1.34% are 1.39 percentage points more expensive than the cheapest traditional option at -0.05%.
Sending $1,000 SGD. Rates measured 3h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ HSBC Singapore | Traditional | 3,198.64 MYR | -0.05% | Unknown |
| Western Union | Traditional | 3,191.27 MYR | 0.18% | 1 business day |
| Wise | Traditional | 3,190.69 MYR | 0.20% | Instant |
| Instarem | Traditional | 3,173.95 MYR | 0.72% | Unknown |
| ✦ Hata | Crypto | 3,154.19 MYR | 1.34% | ~1 second |
| Remitly | Traditional | 3,116.85 MYR | 2.51% | Minutes |
| PayPal | Traditional | 3,052.84 MYR | 4.51% | Unknown |
| OFX | Traditional | 3,049.41 MYR | 4.62% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full SGD → MYR cost data