According to RemitRoutes data (updated 5h ago), the cheapest way to send 1,000 NZD to Philippines is Wise at 0.52% total cost. Crypto rails at 0.65% are 0.13 percentage points more expensive than the cheapest traditional option at 0.52%.
Sending $1,000 NZD. Rates measured 5h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Wise | Traditional | 36,709.54 PHP | 0.52% | ~2 business days |
| ✦ Coins.ph | Crypto | 36,661.91 PHP | 0.65% | ~5 seconds |
| WorldRemit | Traditional | 36,517.71 PHP | 1.04% | 1-2 business days |
| Western Union | Traditional | 36,501.19 PHP | 1.09% | 1 business day |
| Remitly | Traditional | 36,418.54 PHP | 1.31% | Minutes |
| ASB NZ | Traditional | 36,070.74 PHP | 2.25% | Unknown |
| Westpac NZ | Traditional | 35,780.2 PHP | 3.04% | Unknown |
| KiwiBank | Traditional | 35,457.69 PHP | 3.92% | Unknown |
| BNZ | Traditional | 35,257.6 PHP | 4.46% | Unknown |
| OFX | Traditional | 35,112.47 PHP | 4.85% | Unknown |
| PayPal | Traditional | 34,948.7 PHP | 5.29% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full NZD → PHP cost data