According to RemitRoutes data (updated 2h ago), the cheapest way to send 1,000 NZD to Philippines is Binance P2P at 0.40% total cost. Crypto rails at 0.40% are 0.28 percentage points cheaper than the cheapest traditional option at 0.68%.
Sending $1,000 NZD. Rates measured 2h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Binance P2P | Crypto | 35,298.23 PHP | 0.40% | ~1 second |
| Coins.ph | Crypto | 35,242.38 PHP | 0.56% | ~5 seconds |
| Wise | Traditional | 35,196.73 PHP | 0.68% | ~22 hours |
| WorldRemit | Traditional | 35,086.86 PHP | 0.99% | 1-2 business days |
| Remitly | Traditional | 35,001.18 PHP | 1.24% | Unknown |
| BNZ | Traditional | 34,734.19 PHP | 1.99% | Unknown |
| ASB NZ | Traditional | 34,725.1 PHP | 2.01% | Unknown |
| Westpac NZ | Traditional | 34,433.24 PHP | 2.84% | Unknown |
| KiwiBank | Traditional | 34,140.14 PHP | 3.67% | Unknown |
| OFX | Traditional | 33,842.79 PHP | 4.50% | Unknown |
| PayPal | Traditional | 33,609.94 PHP | 5.16% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full NZD → PHP cost data