According to RemitRoutes data, sending NZD to Philippines (PHP) currently costs as little as 0.65% via crypto/stablecoin rails versus 0.52% via the cheapest traditional provider. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Wise | Traditional | 0.52% |
| Coins.ph | Crypto | 0.65% |
| WorldRemit | Traditional | 1.04% |
| Western Union | Traditional | 1.09% |
| Remitly | Traditional | 1.31% |
| ASB NZ | Traditional | 2.25% |
| Westpac NZ | Traditional | 3.04% |
| KiwiBank | Traditional | 3.92% |
| BNZ | Traditional | 4.46% |
| OFX | Traditional | 4.85% |
| PayPal | Traditional | 5.29% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.