According to RemitRoutes data, sending NZD to Philippines (PHP) currently costs as little as 0.56% via crypto/stablecoin rails versus 0.76% via the cheapest traditional provider — crypto saves 0.20 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Binance P2P | Crypto | 0.56% |
| Coins.ph | Crypto | 0.70% |
| Wise | Traditional | 0.76% |
| WorldRemit | Traditional | 1.10% |
| Remitly | Traditional | 1.18% |
| ASB NZ | Traditional | 2.25% |
| BNZ | Traditional | 2.36% |
| Westpac NZ | Traditional | 3.29% |
| KiwiBank | Traditional | 3.77% |
| OFX | Traditional | 4.74% |
| PayPal | Traditional | 5.02% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.