According to RemitRoutes data (updated 2h ago), the cheapest way to send 1,000 MYR to Philippines is Wise at 0.84% total cost. Crypto rails at 2.15% are 1.31 percentage points more expensive than the cheapest traditional option at 0.84%.
Sending $1,000 MYR. Rates measured 2h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Wise | Traditional | 14,935.7 PHP | 0.84% | ~4 hours |
| WorldRemit | Traditional | 14,896.44 PHP | 1.10% | 1-2 business days |
| ✦ Binance P2P | Crypto | 14,738 PHP | 2.15% | ~15 seconds |
| ✦ Coins.ph | Crypto | 14,649.52 PHP | 2.74% | ~15 seconds |
| Maybank | Traditional | 14,610.12 PHP | 3.00% | Unknown |
| HSBC Malaysia | Traditional | 14,468.25 PHP | 3.95% | Unknown |
| Public Bank Berhad | Traditional | 14,426.52 PHP | 4.22% | Unknown |
| Hong Leong | Traditional | 14,392.78 PHP | 4.45% | Unknown |
| CIMB | Traditional | 14,347.02 PHP | 4.75% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full MYR → PHP cost data