According to RemitRoutes data (updated 5h ago), the cheapest way to send 1,000 MYR to Philippines is Western Union at 0.34% total cost. Crypto rails at 2.75% are 2.41 percentage points more expensive than the cheapest traditional option at 0.34%.
Sending $1,000 MYR. Rates measured 5h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Western Union | Traditional | 15,228.82 PHP | 0.34% | 1 business day |
| Wise | Traditional | 15,143.08 PHP | 0.90% | ~2 business days |
| WorldRemit | Traditional | 15,088.44 PHP | 1.26% | 1-2 business days |
| ✦ Coins.ph | Crypto | 14,860.34 PHP | 2.75% | ~15 seconds |
| Maybank | Traditional | 14,805.48 PHP | 3.11% | Unknown |
| HSBC Malaysia | Traditional | 14,602.64 PHP | 4.44% | Unknown |
| Public Bank Berhad | Traditional | 14,592.73 PHP | 4.50% | Unknown |
| Hong Leong | Traditional | 14,546.59 PHP | 4.80% | Unknown |
| CIMB | Traditional | 14,182.19 PHP | 7.19% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full MYR → PHP cost data