According to RemitRoutes data, sending MYR to Philippines (PHP) currently costs as little as 2.75% via crypto/stablecoin rails versus 0.34% via the cheapest traditional provider. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Western Union | Traditional | 0.34% |
| Wise | Traditional | 0.90% |
| WorldRemit | Traditional | 1.26% |
| Coins.ph | Crypto | 2.75% |
| Maybank | Traditional | 3.11% |
| HSBC Malaysia | Traditional | 4.44% |
| Public Bank Berhad | Traditional | 4.50% |
| Hong Leong | Traditional | 4.80% |
| CIMB | Traditional | 7.19% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.