According to RemitRoutes data, sending MYR to Philippines (PHP) currently costs as little as 2.67% via crypto/stablecoin rails versus 0.34% via the cheapest traditional provider. 8 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Western Union | Traditional | 0.34% |
| WorldRemit | Traditional | 1.15% |
| Wise | Traditional | 1.40% |
| Binance P2P | Crypto | 2.67% |
| Maybank | Traditional | 6.05% |
| Hong Leong | Traditional | 6.72% |
| HSBC Malaysia | Traditional | 6.99% |
| Public Bank Berhad | Traditional | 7.45% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.