No licensed digital-asset venue yet — traditional rates only
According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 JPY to Philippines is Western Union at 0.27% total cost. No licensed digital-asset venue serves this corridor yet; traditional providers are the only measured routes.
Sending $1,000 JPY. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Western Union | Traditional | 396.2 PHP | 0.27% | 1 business day |
| Instarem | Traditional | 393.9 PHP | 0.85% | Unknown |
| Remitly | Traditional | 393.35 PHP | 0.99% | Minutes |
| ✦ Wise | Traditional | 390.6 PHP | 1.68% | Instant |
| WorldRemit | Traditional | 386.38 PHP | 2.74% | 1-2 business days |
| SBI Remit | Traditional | 385.08 PHP | 3.07% | Unknown |
| PayPal | Traditional | 379.77 PHP | 4.41% | Unknown |
| SMBC | Traditional | 333.26 PHP | 16.12% | Unknown |
| MUFG Bank | Traditional | 303.08 PHP | 23.71% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full JPY → PHP cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026