According to RemitRoutes data, sending JPY to Philippines (PHP) currently costs as little as — via crypto/stablecoin rails versus 0.70% via the cheapest traditional provider. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| SBI Remit | Traditional | 0.70% |
| Instarem | Traditional | 1.09% |
| Remitly | Traditional | 1.15% |
| Wise | Traditional | 1.36% |
| WorldRemit | Traditional | 1.39% |
| PayPal | Traditional | 4.28% |
| SMBC | Traditional | 7.42% |
| Rakuten | Traditional | 8.40% |
| MUFG Bank | Traditional | 9.27% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.