According to RemitRoutes data, sending JPY to Philippines (PHP) currently costs as little as — via crypto/stablecoin rails versus 0.81% via the cheapest traditional provider. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Remitly | Traditional | 0.81% |
| SBI Remit | Traditional | 0.87% |
| Instarem | Traditional | 0.89% |
| WorldRemit | Traditional | 1.17% |
| Wise | Traditional | 1.39% |
| PayPal | Traditional | 4.60% |
| SMBC | Traditional | 7.10% |
| Rakuten | Traditional | 8.36% |
| MUFG Bank | Traditional | 9.23% |
Updated July 13, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.