According to RemitRoutes data, sending JPY to Philippines (PHP) currently costs as little as — via crypto/stablecoin rails versus 0.27% via the cheapest traditional provider. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Western Union | Traditional | 0.27% |
| Instarem | Traditional | 0.85% |
| Remitly | Traditional | 0.99% |
| Wise | Traditional | 1.68% |
| WorldRemit | Traditional | 2.74% |
| SBI Remit | Traditional | 3.07% |
| PayPal | Traditional | 4.41% |
| SMBC | Traditional | 16.12% |
| MUFG Bank | Traditional | 23.71% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.