According to RemitRoutes data, sending JPY to Philippines (PHP) currently costs as little as — via crypto/stablecoin rails versus 0.21% via the cheapest traditional provider. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Western Union | Traditional | 0.21% |
| Instarem | Traditional | 0.49% |
| SBI Remit | Traditional | 0.82% |
| Remitly | Traditional | 0.88% |
| Wise | Traditional | 1.05% |
| WorldRemit | Traditional | 1.20% |
| PayPal | Traditional | 4.28% |
| SMBC | Traditional | 7.48% |
| Rakuten | Traditional | 7.95% |
| MUFG Bank | Traditional | 9.12% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.