According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 JPY to Nigeria is Luno at -2.18% total cost. Crypto rails at -2.18% are 1.22 percentage points cheaper than the cheapest traditional option at -0.96%.
Sending $1,000 JPY. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 8,592.76 NGN | -2.18% (crypto premium) | ~1 second |
| Western Union | Traditional | 8,490.31 NGN | -0.96% | 1 business day |
| Wise | Traditional | 8,464 NGN | -0.65% | Instant |
| Remitly | Traditional | 8,350.81 NGN | 0.70% | Minutes |
| WorldRemit | Traditional | 8,283.72 NGN | 1.49% | 1-2 business days |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full JPY → NGN cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026