According to RemitRoutes data (updated 5h ago), the cheapest way to send 1,000 JPY to Nigeria is Luno at -2.54% total cost. Crypto rails at -2.54% are 0.52 percentage points cheaper than the cheapest traditional option at -2.02%.
Sending $1,000 JPY. Rates measured 5h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 8,706.66 NGN | -2.54% (crypto premium) | ~1 second |
| Wise | Traditional | 8,662.28 NGN | -2.02% | 1-2 business days |
| Western Union | Traditional | 8,658.64 NGN | -1.98% | 1 business day |
| Remitly | Traditional | 8,440.49 NGN | 0.59% | Minutes |
| WorldRemit | Traditional | 8,271.91 NGN | 2.58% | 1-2 business days |
| Rakuten | Traditional | 7,851.44 NGN | 7.53% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full JPY → NGN cost data