According to RemitRoutes data, sending JPY to Nigeria (NGN) currently costs as little as -2.18% via crypto/stablecoin rails versus -0.96% via the cheapest traditional provider — crypto saves 1.22 percentage points. 5 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -2.18% |
| Western Union | Traditional | -0.96% |
| Wise | Traditional | -0.65% |
| Remitly | Traditional | 0.70% |
| WorldRemit | Traditional | 1.49% |
Updated October 14, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.