According to RemitRoutes data, sending JPY to Nigeria (NGN) currently costs as little as -2.54% via crypto/stablecoin rails versus -2.02% via the cheapest traditional provider — crypto saves 0.52 percentage points. 6 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -2.54% |
| Wise | Traditional | -2.02% |
| Western Union | Traditional | -1.98% |
| Remitly | Traditional | 0.59% |
| WorldRemit | Traditional | 2.58% |
| Rakuten | Traditional | 7.53% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.