According to RemitRoutes data, sending JPY to Nigeria (NGN) currently costs as little as -0.85% via crypto/stablecoin rails versus 0.41% via the cheapest traditional provider — crypto saves 1.26 percentage points. 5 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -0.85% |
| Remitly | Traditional | 0.41% |
| Wise | Traditional | 1.12% |
| WorldRemit | Traditional | 3.54% |
| Rakuten | Traditional | 8.06% |
Updated July 17, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.