According to RemitRoutes data (updated 5h ago), the cheapest way to send 1,000 HKD to Europe is Kraken at 0.13% total cost. Crypto rails at 0.13% are 0.12 percentage points cheaper than the cheapest traditional option at 0.25%.
Sending $1,000 HKD. Rates measured 5h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Kraken | Crypto | 109.04 EUR | 0.13% | ~3 seconds |
| Western Union | Traditional | 108.91 EUR | 0.25% | 1 business day |
| Wise | Traditional | 108.7 EUR | 0.44% | 1-2 business days |
| Instarem | Traditional | 108.51 EUR | 0.62% | Unknown |
| Hang Seng | Traditional | 107.25 EUR | 1.77% | Unknown |
| China Construction Bank HK | Traditional | 107.07 EUR | 1.94% | Unknown |
| OCBC Wing Hang Bank | Traditional | 107.01 EUR | 1.99% | Unknown |
| HSBC HK | Traditional | 106.97 EUR | 2.03% | Unknown |
| OFX | Traditional | 105.78 EUR | 3.12% | Unknown |
| Bank of East Asia | Traditional | 105.37 EUR | 3.49% | Unknown |
| PayPal | Traditional | 103.98 EUR | 4.77% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full HKD → EUR cost data