According to RemitRoutes data (updated 3h ago), the cheapest way to send 1,000 HKD to Europe is Kraken at 0.10% total cost. Crypto rails at 0.10% are 0.20 percentage points cheaper than the cheapest traditional option at 0.30%.
Sending $1,000 HKD. Rates measured 3h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Kraken | Crypto | 109.71 EUR | 0.10% | ~1 second |
| Western Union | Traditional | 109.49 EUR | 0.30% | 1 business day |
| Wise | Traditional | 109.28 EUR | 0.49% | 1-2 business days |
| Instarem | Traditional | 109.11 EUR | 0.65% | Unknown |
| Hang Seng | Traditional | 107.85 EUR | 1.80% | Unknown |
| OCBC Wing Hang Bank | Traditional | 107.62 EUR | 2.01% | Unknown |
| HSBC HK | Traditional | 107.53 EUR | 2.09% | Unknown |
| China Construction Bank HK | Traditional | 107.47 EUR | 2.14% | Unknown |
| OFX | Traditional | 106.38 EUR | 3.13% | Unknown |
| Bank of East Asia | Traditional | 106.11 EUR | 3.38% | Unknown |
| PayPal | Traditional | 104.69 EUR | 4.67% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full HKD → EUR cost data