According to RemitRoutes data, sending HKD to Europe (EUR) currently costs as little as 0.10% via crypto/stablecoin rails versus 0.43% via the cheapest traditional provider — crypto saves 0.33 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Kraken | Crypto | 0.10% |
| Wise | Traditional | 0.43% |
| Instarem | Traditional | 0.51% |
| Hang Seng | Traditional | 1.71% |
| OCBC Wing Hang Bank | Traditional | 1.95% |
| China Construction Bank HK | Traditional | 1.96% |
| HSBC HK | Traditional | 2.02% |
| OFX | Traditional | 3.06% |
| Bank of East Asia | Traditional | 3.31% |
| PayPal | Traditional | 4.80% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.