According to RemitRoutes data, sending HKD to Europe (EUR) currently costs as little as 0.13% via crypto/stablecoin rails versus 0.25% via the cheapest traditional provider — crypto saves 0.12 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Kraken | Crypto | 0.13% |
| Western Union | Traditional | 0.25% |
| Wise | Traditional | 0.44% |
| Instarem | Traditional | 0.62% |
| Hang Seng | Traditional | 1.77% |
| China Construction Bank HK | Traditional | 1.94% |
| OCBC Wing Hang Bank | Traditional | 1.99% |
| HSBC HK | Traditional | 2.03% |
| OFX | Traditional | 3.12% |
| Bank of East Asia | Traditional | 3.49% |
| PayPal | Traditional | 4.77% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.