According to RemitRoutes data, sending HKD to Europe (EUR) currently costs as little as 0.57% via crypto/stablecoin rails versus 0.83% via the cheapest traditional provider — crypto saves 0.26 percentage points. 20 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Kraken | Crypto | 0.57% |
| Kraken | Crypto | 0.57% |
| Wise | Traditional | 0.83% |
| Wise | Traditional | 0.83% |
| Instarem | Traditional | 0.89% |
| Instarem | Traditional | 0.89% |
| Hang Seng | Traditional | 1.92% |
| Hang Seng | Traditional | 1.92% |
| HSBC HK | Traditional | 2.07% |
| HSBC HK | Traditional | 2.07% |
| China Construction Bank HK | Traditional | 2.15% |
| China Construction Bank HK | Traditional | 2.15% |
| OCBC Wing Hang Bank | Traditional | 2.18% |
| OCBC Wing Hang Bank | Traditional | 2.18% |
| OFX | Traditional | 2.89% |
| OFX | Traditional | 2.89% |
| Bank of East Asia | Traditional | 3.85% |
| Bank of East Asia | Traditional | 3.85% |
| PayPal | Traditional | 4.90% |
| PayPal | Traditional | 4.90% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.