Send CAD to Philippines — Compare 10 Providers (2 digital-asset, 8 traditional)

According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 CAD to Philippines is Western Union at 0.25% total cost. Crypto rails at 0.46% are 0.21 percentage points more expensive than the cheapest traditional option at 0.25%.

Sending $1,000 CAD. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Western Union	Traditional	43,880.61 PHP	0.25%	Unknown
Coins.ph	Crypto	43,788.24 PHP	0.46%	~5 seconds
Remitly	Traditional	43,630 PHP	0.82%	Minutes
Wise	Traditional	43,567.21 PHP	0.97%	~4 business days
Instarem	Traditional	43,560.8 PHP	0.98%	Unknown
✦ Binance P2P	Crypto	43,440.78 PHP	1.25%	~1 second
Xoom	Traditional	42,980.8 PHP	2.30%	Unknown
PayPal	Traditional	41,873.38 PHP	4.82%	Unknown
OFX	Traditional	41,663.17 PHP	5.30%	Unknown
BMO	Traditional	41,004.81 PHP	6.79%	Unknown

Fee history (last 90 days)

How this corridor's all-in cost has moved — measured corridor fee history from 36 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.

Rail	Latest	90-day median	Best	Worst
Crypto / stablecoin	0.42%	0.29%	-0.42%	0.86%
Traditional	0.33%	0.30%	0.00%	1.07%

Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full CAD → PHP cost data