According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 CAD to Philippines is WorldRemit at -1.09% total cost. Crypto rails at 0.09% are 1.18 percentage points more expensive than the cheapest traditional option at -1.09%.
Sending $1,000 CAD. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ WorldRemit | Traditional | 44,641.43 PHP | -1.09% | 1-2 business days |
| ✦ Binance P2P | Crypto | 44,120.13 PHP | 0.09% | ~1 second |
| Remitly | Traditional | 43,882.06 PHP | 0.63% | Unknown |
| Wise | Traditional | 43,809.12 PHP | 0.80% | ~2 business days |
| Western Union | Traditional | 43,736.54 PHP | 0.96% | 1 business day |
| Instarem | Traditional | 43,705.94 PHP | 1.03% | Unknown |
| Xoom | Traditional | 43,209.26 PHP | 2.16% | Unknown |
| Royal Bank of Canada | Traditional | 43,013.89 PHP | 2.60% | Unknown |
| PayPal | Traditional | 41,970.08 PHP | 4.96% | Unknown |
| OFX | Traditional | 41,944.01 PHP | 5.02% | Unknown |
| BMO | Traditional | 41,137.7 PHP | 6.85% | Unknown |
How this corridor's all-in cost has moved — measured corridor fee history from 89 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.
| Rail | Latest | 90-day median | Best | Worst |
|---|---|---|---|---|
| Crypto / stablecoin | 0.33% | 0.33% | -9.64% | 1.00% |
| Traditional | 0.25% | 0.29% | 0.00% | 1.07% |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full CAD → PHP cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026