According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 CAD to Philippines is WorldRemit at -0.44% total cost. Crypto rails at 0.44% are 0.88 percentage points more expensive than the cheapest traditional option at -0.44%.
Sending $1,000 CAD. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ WorldRemit | Traditional | 45,570 PHP | -0.44% | 1-2 business days |
| ✦ Coins.ph | Crypto | 45,174.14 PHP | 0.44% | ~5 seconds |
| Wise | Traditional | 45,013.76 PHP | 0.79% | ~2 business days |
| Instarem | Traditional | 44,980.89 PHP | 0.86% | Unknown |
| Western Union | Traditional | 44,975.17 PHP | 0.87% | 1 business day |
| OFX | Traditional | 43,244.61 PHP | 4.69% | Unknown |
| PayPal | Traditional | 43,122.24 PHP | 4.96% | Unknown |
| BMO | Traditional | 42,153.1 PHP | 7.09% | Unknown |
How this corridor's all-in cost has moved — measured corridor fee history from 89 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.
| Rail | Latest | 90-day median | Best | Worst |
|---|---|---|---|---|
| Crypto / stablecoin | 0.57% | 0.34% | -0.42% | 1.00% |
| Traditional | 0.29% | 0.29% | 0.00% | 1.07% |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full CAD → PHP cost data