According to RemitRoutes data, sending CAD to Philippines (PHP) currently costs as little as 0.34% via crypto/stablecoin rails versus -0.37% via the cheapest traditional provider. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| WorldRemit | Traditional | -0.37% |
| Binance P2P | Crypto | 0.34% |
| Remitly | Traditional | 0.95% |
| Western Union | Traditional | 0.95% |
| Wise | Traditional | 0.97% |
| Instarem | Traditional | 1.11% |
| Xoom | Traditional | 2.38% |
| Royal Bank of Canada | Traditional | 3.01% |
| PayPal | Traditional | 4.96% |
| OFX | Traditional | 5.31% |
| BMO | Traditional | 6.82% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.