According to RemitRoutes data, sending CAD to Philippines (PHP) currently costs as little as 0.46% via crypto/stablecoin rails versus 0.50% via the cheapest traditional provider — crypto saves 0.04 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coins.ph | Crypto | 0.46% |
| Western Union | Traditional | 0.50% |
| Remitly | Traditional | 1.02% |
| Wise | Traditional | 1.11% |
| Instarem | Traditional | 1.15% |
| WorldRemit | Traditional | 1.53% |
| Xoom | Traditional | 2.42% |
| PayPal | Traditional | 4.72% |
| OFX | Traditional | 5.18% |
| BMO | Traditional | 6.93% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.