According to RemitRoutes data, sending CAD to Philippines (PHP) currently costs as little as 0.35% via crypto/stablecoin rails versus -0.05% via the cheapest traditional provider. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| WorldRemit | Traditional | -0.05% |
| Coins.ph | Crypto | 0.35% |
| Wise | Traditional | 0.83% |
| Western Union | Traditional | 0.89% |
| Instarem | Traditional | 0.92% |
| Xoom | Traditional | 2.19% |
| PayPal | Traditional | 4.75% |
| OFX | Traditional | 5.22% |
| BMO | Traditional | 7.02% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.