According to RemitRoutes data, sending CAD to Philippines (PHP) currently costs as little as 0.34% via crypto/stablecoin rails versus 0.11% via the cheapest traditional provider. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Western Union | Traditional | 0.11% |
| Binance P2P | Crypto | 0.34% |
| Coins.ph | Crypto | 0.39% |
| Remitly | Traditional | 0.76% |
| Instarem | Traditional | 0.93% |
| Wise | Traditional | 1.01% |
| Xoom | Traditional | 2.21% |
| PayPal | Traditional | 4.71% |
| OFX | Traditional | 5.18% |
| BMO | Traditional | 7.15% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.