Send AUD to Philippines — Compare 13 Providers (2 digital-asset, 11 traditional)

According to RemitRoutes data (updated 1h ago), the cheapest way to send 1,000 AUD to Philippines is Xoom at -0.95% total cost. Crypto rails at 0.46% are 1.41 percentage points more expensive than the cheapest traditional option at -0.95%.

Sending $1,000 AUD. Rates measured 1h ago from live APIs · refreshed every 6 hours — never estimated.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Xoom	Traditional	43,470.1 PHP	-0.95%	Unknown
Western Union	Traditional	43,021.4 PHP	0.09%	Unknown
WorldRemit	Traditional	42,956.77 PHP	0.24%	1-2 business days
Coins.ph	Crypto	42,859.67 PHP	0.46%	~5 seconds
Remitly	Traditional	42,820 PHP	0.56%	Unknown
Wise	Traditional	42,722.2 PHP	0.78%	~2 business days
✦ Binance P2P	Crypto	42,562.71 PHP	1.15%	~1 second
HSBC Australia	Traditional	42,069.87 PHP	2.30%	Unknown
National Australia Bank	Traditional	41,490 PHP	3.65%	Unknown
ANZ	Traditional	41,191.66 PHP	4.34%	Unknown
Commonwealth Bank of Australia	Traditional	41,066.6 PHP	4.63%	Unknown
PayPal	Traditional	40,972.9 PHP	4.85%	Unknown
OFX	Traditional	40,893.29 PHP	5.03%	Unknown

Fee history (last 90 days)

How this corridor's all-in cost has moved — measured corridor fee history from 36 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.

Rail	Latest	90-day median	Best	Worst
Crypto / stablecoin	0.42%	0.28%	-0.42%	0.86%
Traditional	0.19%	0.19%	0.00%	0.97%

Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full AUD → PHP cost data