Send AUD to Philippines — Compare 14 Providers (1 digital-asset, 13 traditional)

According to RemitRoutes data (updated 2h ago), the cheapest way to send 1,000 AUD to Philippines is Xoom at -1.13% total cost. Crypto rails at 0.25% are 1.38 percentage points more expensive than the cheapest traditional option at -1.13%.

Sending $1,000 AUD. Rates measured 2h ago from live APIs · refreshed every 6 hours — never estimated.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Xoom	Traditional	45,235.5 PHP	-1.13%	Unknown
WorldRemit	Traditional	44,655.48 PHP	0.17%	1-2 business days
✦ Binance P2P	Crypto	44,621.67 PHP	0.25%	~1 second
Wise	Traditional	44,499.5 PHP	0.52%	~2 business days
Instarem	Traditional	44,344.5 PHP	0.86%	Unknown
Remitly	Traditional	44,340 PHP	0.88%	Unknown
Western Union	Traditional	44,183.35 PHP	1.23%	1 business day
HSBC Australia	Traditional	43,571.8 PHP	2.59%	Unknown
National Australia Bank	Traditional	43,160 PHP	3.51%	Unknown
Westpac	Traditional	43,020.06 PHP	3.83%	Unknown
ANZ	Traditional	42,703 PHP	4.53%	1–2 business days
Commonwealth Bank of Australia	Traditional	42,669.62 PHP	4.61%	Unknown
OFX	Traditional	42,604.27 PHP	4.76%	Unknown
PayPal	Traditional	42,339.07 PHP	5.35%	Unknown

Fee history (last 90 days)

How this corridor's all-in cost has moved — measured corridor fee history from 89 daily snapshots. A negative cost means the recipient gets more than the mid-market amount.

Rail	Latest	90-day median	Best	Worst
Crypto / stablecoin	0.14%	0.31%	-9.64%	1.00%
Traditional	0.21%	0.22%	0.00%	0.97%

Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full AUD → PHP cost data