According to RemitRoutes data, sending AUD to Philippines (PHP) currently costs as little as 0.46% via crypto/stablecoin rails versus -1.07% via the cheapest traditional provider. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Xoom | Traditional | -1.07% |
| Western Union | Traditional | 0.24% |
| Coins.ph | Crypto | 0.46% |
| WorldRemit | Traditional | 0.51% |
| Wise | Traditional | 0.94% |
| HSBC Australia | Traditional | 1.88% |
| Remitly | Traditional | 2.14% |
| National Australia Bank | Traditional | 3.08% |
| ANZ | Traditional | 4.47% |
| Commonwealth Bank of Australia | Traditional | 4.75% |
| PayPal | Traditional | 4.89% |
| OFX | Traditional | 4.94% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.