PDAX Exchange: BSP-Licensed Crypto Off-Ramp for Philippine Remittances

PDAX is licensed by the Bangko Sentral ng Pilipinas and offers crypto-to-PHP conversion with direct bank transfers via InstaPay and PESONet.

PDAX (Philippine Digital Asset Exchange) is a BSP-licensed crypto exchange offering crypto-to-PHP conversions with direct InstaPay and PESONet bank transfers.

Supported deposit networks

PDAX accepts deposits on: Stellar, Solana, Tron, Polygon, Ethereum, XRP Ledger, Stellar (XLM), Solana (SOL). Senders choose the network based on fee, speed, and which on-ramp exchange they use.

Withdrawal fees

PDAX publishes: PHP: 0.5% of withdrawal amount. These flat withdrawal fees are factored into RemitRoutes' all-in cost calculation for this exchange.

How to use PDAX for international transfers

To receive money via PDAX: (1) create an account on PDAX; (2) ask your sender to use RemitRoutes to find the cheapest on-ramp and network for your corridor; (3) share your PDAX deposit address for the chosen network; (4) once the stablecoin arrives in your PDAX wallet, sell it for local currency; (5) withdraw to your bank account.

RemitRoutes compares the full on-ramp + chain + PDAX off-ramp path against all alternatives — traditional providers and other off-ramp exchanges — for every corridor where PDAX operates. The comparison is live, free, and requires no signup.

Compare this exchange on live corridors

Compare USD → PHP — see PDAX vs all alternatives

• EUR → PHP
• GBP → PHP
• AED → PHP

Compare all providers → · Corridor cost league table · Provider fee leaderboard · Methodology

Frequently asked questions

Is PDAX regulated?

Yes. PDAX holds a Virtual Asset Service Provider (VASP) license from the Bangko Sentral ng Pilipinas (BSP), the Philippine central bank. This makes it one of the regulated options for converting crypto to PHP in the Philippines.

How does PDAX compare to Coins.ph for remittances?

PDAX charges 0.5% withdrawal fees compared to Coins.ph's 0.8%, making it cheaper for larger transfers. Both support the same blockchains. Coins.ph has a wider user base and more cash-out options (including GCash), while PDAX focuses on bank transfers via InstaPay and PESONet.

Which blockchains does PDAX support?

PDAX accepts deposits on Stellar, Solana, Tron, Polygon, Ethereum, and XRP Ledger, plus native token paths (XLM, SOL). For the cheapest deposits, use Stellar USDC or Solana USDC.

Compare live rates across 370+ corridors on RemitRoutes · methodology.