Coins.ph: Receive International Transfers in the Philippines

Coins.ph converts USDC, USDT, and XRP to Philippine Pesos with cash-out to any Philippine bank or GCash mobile wallet.

Coins.ph is one of the leading crypto wallets in the Philippines, enabling crypto-to-PHP conversion with direct bank transfers and mobile wallet cash-outs.

Supported deposit networks

Coins.ph accepts deposits on: Stellar, Solana, Tron, Polygon, Ethereum, XRP Ledger, Stellar (XLM), Solana (SOL). Senders choose the network based on fee, speed, and which on-ramp exchange they use.

Withdrawal fees

Coins.ph publishes: PHP: 0.8% of withdrawal amount. These flat withdrawal fees are factored into RemitRoutes' all-in cost calculation for this exchange.

How to use Coins.ph for international transfers

To receive money via Coins.ph: (1) create an account on Coins.ph; (2) ask your sender to use RemitRoutes to find the cheapest on-ramp and network for your corridor; (3) share your Coins.ph deposit address for the chosen network; (4) once the stablecoin arrives in your Coins.ph wallet, sell it for local currency; (5) withdraw to your bank account.

RemitRoutes compares the full on-ramp + chain + Coins.ph off-ramp path against all alternatives — traditional providers and other off-ramp exchanges — for every corridor where Coins.ph operates. The comparison is live, free, and requires no signup.

Compare this exchange on live corridors

Compare USD → PHP — see Coins.ph vs all alternatives

• EUR → PHP
• GBP → PHP
• AED → PHP

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Frequently asked questions

How do I receive remittances via Coins.ph?

The sender buys crypto (USDC, USDT, or XRP) and sends it to your Coins.ph wallet address. Once it arrives, sell the crypto for PHP on the Coins.ph exchange. Then withdraw to your Philippine bank account, GCash, or other supported mobile wallets.

What are Coins.ph withdrawal fees?

Coins.ph charges approximately 0.8% of the withdrawal amount for PHP cash-outs. This applies to bank transfers and mobile wallet withdrawals. The fee may vary slightly by withdrawal method and amount.

Which blockchains does Coins.ph support?

Coins.ph accepts deposits on Stellar, Solana, Tron, Polygon, Ethereum, and XRP Ledger. For the cheapest option, use Stellar USDC ($0.000001 fee) or Solana USDC ($0.00025 fee).

Compare live rates across 370+ corridors on RemitRoutes · methodology.