According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 SGD to Nigeria is Luno at -3.40% total cost. Crypto rails at -3.40% are 0.31 percentage points cheaper than the cheapest traditional option at -3.09%.
Sending $1,000 SGD. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 1,080,654.2 NGN | -3.40% (crypto premium) | ~1 second |
| Wise | Traditional | 1,077,461.61 NGN | -3.09% | 1-2 business days |
| Western Union | Traditional | 1,064,776.47 NGN | -1.88% | 1 business day |
| Instarem | Traditional | 1,010,180.41 NGN | 3.35% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full SGD → NGN cost data