According to RemitRoutes data (updated 5h ago), the cheapest way to send 1,000 SGD to Nigeria is Luno at -2.35% total cost. Crypto rails at -2.35% are 0.67 percentage points cheaper than the cheapest traditional option at -1.68%.
Sending $1,000 SGD. Rates measured 5h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 1,090,427.65 NGN | -2.35% (crypto premium) | ~1 second |
| Wise | Traditional | 1,083,343.28 NGN | -1.68% | 1-2 business days |
| Western Union | Traditional | 1,070,903.58 NGN | -0.52% | 1 business day |
| Instarem | Traditional | 1,020,413.25 NGN | 4.22% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full SGD → NGN cost data