According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 MYR to Nigeria is Luno at -1.82% total cost. Crypto rails at -1.82% are 0.25 percentage points cheaper than the cheapest traditional option at -1.57%.
Sending $1,000 MYR. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 331,603.31 NGN | -1.82% (crypto premium) | ~1 second |
| Western Union | Traditional | 330,797.53 NGN | -1.57% | 1 business day |
| Wise | Traditional | 328,053.46 NGN | -0.73% | Instant |
| WorldRemit | Traditional | 326,035.56 NGN | -0.11% | 1-2 business days |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full MYR → NGN cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026