According to RemitRoutes data (updated 3h ago), the cheapest way to send 1,000 EUR to Kenya is Luno at -3.61% total cost. Crypto rails at -3.61% are 4.40 percentage points cheaper than the cheapest traditional option at 0.79%.
Sending $1,000 EUR. Rates measured 3h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 150,634.76 KES | -3.61% (crypto premium) | ~1 second |
| Instarem | Traditional | 144,238.27 KES | 0.79% | Unknown |
| Wise | Traditional | 143,086 KES | 1.58% | Instant |
| Remitly | Traditional | 142,673.11 KES | 1.87% | Unknown |
| BNP Paribas | Traditional | 141,225.06 KES | 2.86% | Unknown |
| Rabobank | Traditional | 139,797.3 KES | 3.84% | Unknown |
| ABN AMRO Bank | Traditional | 139,588.84 KES | 3.99% | Unknown |
| Skrill | Traditional | 138,090.53 KES | 5.02% | Unknown |
| Western Union | Traditional | 137,910 KES | 5.14% | 1 business day |
| Deutsche Bank | Traditional | 137,230.7 KES | 5.61% | Unknown |
| Xoom | Traditional | 137,166.3 KES | 5.65% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full EUR → KES cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026Paying a $1,000 contractor costs a median 1.16% all-in with the typical provider across 30 countries; the cheapest at-or-below-mid-market option averages 0.51%.
→ Global Contractor Payout Costs