According to RemitRoutes data, sending EUR to Kenya (KES) currently costs as little as -3.74% via crypto/stablecoin rails versus 0.64% via the cheapest traditional provider — crypto saves 4.38 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -3.74% |
| Instarem | Traditional | 0.64% |
| Wise | Traditional | 1.37% |
| Remitly | Traditional | 1.62% |
| BNP Paribas | Traditional | 2.67% |
| ABN AMRO Bank | Traditional | 3.64% |
| Rabobank | Traditional | 4.14% |
| Skrill | Traditional | 4.77% |
| Western Union | Traditional | 4.96% |
| Xoom | Traditional | 5.37% |
| Deutsche Bank | Traditional | 5.53% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.