According to RemitRoutes data, sending EUR to Kenya (KES) currently costs as little as -1.01% via crypto/stablecoin rails versus 0.28% via the cheapest traditional provider — crypto saves 1.29 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -1.01% |
| Instarem | Traditional | 0.28% |
| Wise | Traditional | 1.07% |
| Western Union | Traditional | 1.23% |
| Remitly | Traditional | 1.96% |
| Skrill | Traditional | 2.07% |
| BNP Paribas | Traditional | 2.33% |
| Rabobank | Traditional | 3.64% |
| ABN AMRO Bank | Traditional | 4.53% |
| Deutsche Bank | Traditional | 5.05% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.