According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 CHF to Kenya is Luno at -3.74% total cost. Crypto rails at -3.74% are 4.85 percentage points cheaper than the cheapest traditional option at 1.11%.
Sending $1,000 CHF. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 161,994.49 KES | -3.74% (crypto premium) | ~1 second |
| Wise | Traditional | 154,426.67 KES | 1.11% | ~2 business days |
| Western Union | Traditional | 151,510 KES | 2.98% | 1 business day |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full CHF → KES cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026