According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 CAD to Nigeria is Luno at -3.40% total cost. Crypto rails at -3.40% are 0.62 percentage points cheaper than the cheapest traditional option at -2.78%.
Sending $1,000 CAD. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 991,624.98 NGN | -3.40% (crypto premium) | ~1 second |
| Wise | Traditional | 985,699.01 NGN | -2.78% | ~2 business days |
| Remitly | Traditional | 985,240 NGN | -2.73% | Minutes |
| WorldRemit | Traditional | 983,504.29 NGN | -2.55% | 1-2 business days |
| Instarem | Traditional | 950,693.71 NGN | 0.87% | Unknown |
| Western Union | Traditional | 950,575.37 NGN | 0.88% | 1 business day |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full CAD → NGN cost data