According to RemitRoutes data (updated 2h ago), the cheapest way to send 1,000 CAD to Nigeria is Luno at -3.33% total cost. Crypto rails at -3.33% are 1.70 percentage points cheaper than the cheapest traditional option at -1.63%.
Sending $1,000 CAD. Rates measured 2h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 981,140.04 NGN | -3.33% (crypto premium) | ~1 second |
| Wise | Traditional | 964,993.7 NGN | -1.63% | ~4 business days |
| Remitly | Traditional | 961,880 NGN | -1.30% | Minutes |
| WorldRemit | Traditional | 961,359.29 NGN | -1.24% | 1-2 business days |
| Xoom | Traditional | 959,562.29 NGN | -1.05% | Unknown |
| Instarem | Traditional | 943,183.7 NGN | 0.67% | Unknown |
| Western Union | Traditional | 931,208.51 NGN | 1.93% | 1 business day |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full CAD → NGN cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026