According to RemitRoutes data (updated 5h ago), the cheapest way to send 1,000 CAD to Nigeria is Luno at -2.35% total cost. Crypto rails at -2.35% are 1.08 percentage points cheaper than the cheapest traditional option at -1.27%.
Sending $1,000 CAD. Rates measured 5h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Luno | Crypto | 1,004,358.66 NGN | -2.35% (crypto premium) | ~1 second |
| Remitly | Traditional | 993,760 NGN | -1.27% | Minutes |
| Wise | Traditional | 993,091.43 NGN | -1.20% | ~2 business days |
| WorldRemit | Traditional | 975,084.29 NGN | 0.64% | 1-2 business days |
| Instarem | Traditional | 962,461.65 NGN | 1.92% | Unknown |
| Western Union | Traditional | 958,711.14 NGN | 2.30% | 1 business day |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full CAD → NGN cost data