Question 1

What is the cheapest way to send AUD to Europe?

Accepted Answer

The cheapest option for AUD to EUR transfers depends on the amount and current rates. Crypto rails (USDC on Stellar or Tron) often cost under 1% all-in, while traditional fintechs typically charge 1–3%. Use RemitRoutes to compare live fees across 15+ providers — free, no signup.

Question 2

How long does a AUD to EUR transfer take?

Accepted Answer

AUD to Europe transfer speeds vary by provider. Crypto rails typically settle in under 5 minutes. Fintech services like Wise take 1–2 business days. Traditional bank wires take 2–5 business days. RemitRoutes shows delivery time alongside fees so you can compare both.

Question 3

Are there hidden fees when sending AUD to Europe?

Accepted Answer

Yes — many banks and remittance services hide their margin in the exchange rate. A provider advertising "zero fees" may still charge 1–3% through an unfavourable rate. RemitRoutes shows the all-in cost: transfer fee plus FX markup combined as a single percentage, so you can compare providers on equal footing.

Question 4

Can I use cryptocurrency to send AUD to Europe?

Accepted Answer

Yes. Crypto rails (USDC on Stellar, Tron, Solana, and other blockchains) are available for AUD to EUR transfers. The path converts your AUD to USDC, sends it via blockchain, and a local exchange converts it to EUR for the recipient. This route often costs under 1% all-in — significantly less than traditional remittance providers for many corridors.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Kraken	Crypto	607.88 EUR	-0.63% (crypto premium)	~5 seconds
Wise	Traditional	607.71 EUR	-0.60% (crypto premium)	1-2 business days
Western Union	Traditional	606.83 EUR	-0.45% (crypto premium)	Unknown
Western Union	Traditional	606.83 EUR	-0.45% (crypto premium)	Unknown
Instarem	Traditional	606.23 EUR	-0.35% (crypto premium)	Unknown
Remitly	Traditional	605.78 EUR	-0.28% (crypto premium)	Unknown
Remitly	Traditional	603.1 EUR	0.16%	Minutes
Remitly	Traditional	603.1 EUR	0.16%	Minutes
✦ Kraken	Crypto	602.99 EUR	0.18%	~5 seconds
✦ Kraken	Crypto	602.99 EUR	0.18%	~5 seconds
Wise	Traditional	602.97 EUR	0.19%	1-2 business days
Wise	Traditional	602.97 EUR	0.19%	1-2 business days
Instarem	Traditional	602.54 EUR	0.26%	Unknown
Instarem	Traditional	602.54 EUR	0.26%	Unknown
HSBC Australia	Traditional	598.79 EUR	0.88%	Unknown
National Australia Bank	Traditional	594.5 EUR	1.59%	Unknown
HSBC Australia	Traditional	593.04 EUR	1.83%	Unknown
HSBC Australia	Traditional	593.04 EUR	1.83%	Unknown
National Australia Bank	Traditional	590.41 EUR	2.26%	Unknown
National Australia Bank	Traditional	590.41 EUR	2.26%	Unknown
OFX	Traditional	590.39 EUR	2.27%	Unknown
OFX	Traditional	589.7 EUR	2.38%	Unknown
OFX	Traditional	589.7 EUR	2.38%	Unknown
Commonwealth Bank of Australia	Traditional	587.07 EUR	2.82%	Unknown
Commonwealth Bank of Australia	Traditional	585.59 EUR	3.06%	Unknown
Commonwealth Bank of Australia	Traditional	585.59 EUR	3.06%	Unknown
Westpac	Traditional	585.03 EUR	3.15%	Unknown
ANZ	Traditional	584.9 EUR	3.18%	Unknown
PayPal	Traditional	584.01 EUR	3.32%	Unknown
Westpac	Traditional	581.21 EUR	3.79%	Unknown
Westpac	Traditional	581.21 EUR	3.79%	Unknown
PayPal	Traditional	575.57 EUR	4.72%	Unknown
PayPal	Traditional	575.57 EUR	4.72%	Unknown
ANZ	Traditional	573.05 EUR	5.14%	Unknown
ANZ	Traditional	573.05 EUR	5.14%	Unknown
Western Union	Traditional	472.19 EUR	21.83%	Unknown

Send AUD to Europe — Compare 36 Providers