According to RemitRoutes data, sending CAD to Europe (EUR) currently costs as little as 0.71% via crypto/stablecoin rails versus 0.92% via the cheapest traditional provider — crypto saves 0.21 percentage points. 24 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Kraken | Crypto | 0.71% |
| Kraken | Crypto | 0.71% |
| Remitly | Traditional | 0.92% |
| Remitly | Traditional | 0.92% |
| Instarem | Traditional | 0.99% |
| Instarem | Traditional | 0.99% |
| Wise | Traditional | 1.01% |
| Wise | Traditional | 1.01% |
| BNC | Traditional | 3.15% |
| BNC | Traditional | 3.15% |
| Xoom | Traditional | 3.16% |
| Xoom | Traditional | 3.16% |
| TD Bank | Traditional | 3.30% |
| TD Bank | Traditional | 3.30% |
| OFX | Traditional | 3.31% |
| OFX | Traditional | 3.31% |
| Royal Bank of Canada | Traditional | 3.48% |
| Royal Bank of Canada | Traditional | 3.48% |
| Western Union | Traditional | 4.25% |
| Western Union | Traditional | 4.25% |
| PayPal | Traditional | 4.55% |
| PayPal | Traditional | 4.55% |
| BMO | Traditional | 5.17% |
| BMO | Traditional | 5.17% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.