According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 JPY to Hong Kong is HashKey at 0.07% total cost. Crypto rails at 0.07% are 0.30 percentage points cheaper than the cheapest traditional option at 0.37%.
Sending $1,000 JPY. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ HashKey | Crypto | 49.55 HKD | 0.07% | ~1 second |
| Instarem | Traditional | 49.4 HKD | 0.37% | Unknown |
| Remitly | Traditional | 49.21 HKD | 0.75% | Minutes |
| Western Union | Traditional | 49 HKD | 1.18% | 1 business day |
| Wise | Traditional | 48.89 HKD | 1.40% | Instant |
| PayPal | Traditional | 47.53 HKD | 4.14% | Unknown |
| SBI Remit | Traditional | 44.96 HKD | 9.32% | Unknown |
| SMBC | Traditional | 43.2 HKD | 12.87% | Unknown |
| PRESTIA | Traditional | 41 HKD | 17.31% | Unknown |
| MUFG Bank | Traditional | 39.4 HKD | 20.54% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full JPY → HKD cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026