According to RemitRoutes data, sending JPY to Hong Kong (HKD) currently costs as little as 0.19% via crypto/stablecoin rails versus 0.45% via the cheapest traditional provider — crypto saves 0.26 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| HashKey | Crypto | 0.19% |
| Instarem | Traditional | 0.45% |
| Remitly | Traditional | 0.51% |
| Wise | Traditional | 0.88% |
| Western Union | Traditional | 1.20% |
| Rakuten | Traditional | 3.11% |
| PayPal | Traditional | 4.14% |
| SMBC | Traditional | 4.39% |
| PRESTIA | Traditional | 5.08% |
| MUFG Bank | Traditional | 5.78% |
| SBI Remit | Traditional | 5.93% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.