According to RemitRoutes data, sending JPY to Hong Kong (HKD) currently costs as little as 0.28% via crypto/stablecoin rails versus 0.53% via the cheapest traditional provider — crypto saves 0.25 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| HashKey | Crypto | 0.28% |
| Remitly | Traditional | 0.53% |
| Wise | Traditional | 0.96% |
| Instarem | Traditional | 0.98% |
| Rakuten | Traditional | 3.15% |
| PayPal | Traditional | 4.12% |
| SMBC | Traditional | 4.26% |
| PRESTIA | Traditional | 5.05% |
| MUFG Bank | Traditional | 5.81% |
| SBI Remit | Traditional | 5.91% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.