According to RemitRoutes data, sending JPY to Hong Kong (HKD) currently costs as little as 0.10% via crypto/stablecoin rails versus 0.22% via the cheapest traditional provider — crypto saves 0.12 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| HashKey | Crypto | 0.10% |
| Instarem | Traditional | 0.22% |
| Remitly | Traditional | 0.52% |
| Western Union | Traditional | 1.13% |
| Wise | Traditional | 1.19% |
| PayPal | Traditional | 4.45% |
| SBI Remit | Traditional | 9.15% |
| SMBC | Traditional | 12.62% |
| PRESTIA | Traditional | 17.16% |
| MUFG Bank | Traditional | 20.31% |
Updated October 15, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.