According to RemitRoutes data, sending JPY to Hong Kong (HKD) currently costs as little as 0.07% via crypto/stablecoin rails versus 0.37% via the cheapest traditional provider — crypto saves 0.30 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| HashKey | Crypto | 0.07% |
| Instarem | Traditional | 0.37% |
| Remitly | Traditional | 0.75% |
| Western Union | Traditional | 1.18% |
| Wise | Traditional | 1.40% |
| PayPal | Traditional | 4.14% |
| SBI Remit | Traditional | 9.32% |
| SMBC | Traditional | 12.87% |
| PRESTIA | Traditional | 17.31% |
| MUFG Bank | Traditional | 20.54% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.